About Us

Gary Oxborough

Gary is the founder and director of Barlow Irvin Financial Services Ltd. He has been in the finance industry for over 20 years and has specialised in mortgages since 2003. As well as running the firm he is still actively involved in advising clients. Away from work, he is a keen Liverpool FC supporter and helps to coach Turton Canons Under 13’s basketball team. He also spends time watching his son play
football and cricket and being “Dads taxi” to his teenage daughter.

“Gary has helped with all our house purchases over the years and his team’ s collective expertise and experience have saved us a lot of expense and headaches in navigating the complicated paths associated with mortgages and their procurement. Cannot recommend enough.” - SB Client

Kath Brady

Kath is the second longest serving member of the Barlow Irvin team, having joined in 2015 after having been a long-standing client of Gary’s. She is our Client Services Manager and is responsible for the smooth running of the office as well as making sure our clients applications progress as quickly as possible. She previously worked in the legal sector. In her spare time, she enjoys spending time with family and friends and can often be found treading the boards with her local amateur dramatics’ society.

“Kath and the team have been great. We had our trials due to the current situation with bank lending and through the troubles they kept us updated and informed on what our next steps and options were. I really appreciate the work the guys put in to help me.” - MT Client

Jade Winstanley

Jade is our in-house Protection Specialist. Her job is to advise our clients on the most appropriate insurance for their needs. This includes Life Insurance, Critical Illness, Income Protection, Health Insurance and Home Insurance. Prior to working in financial services, Jade was an estate agent for 12 years. Being close to the financial sector, she decided to focus her energy on insurances. In her spare time Jade enjoys going out nice meals with friends and family and having one too many cocktails before getting on the dance floor!  She is also trying to get fitter and has recently purchased a new Garmin watch for herself and her 7 year-old niece, so they can monitor their progress on their bike rides.

“Jade was great help when I needed to make an insurance claim. She guided me through the process, chased my insurer and helped to get the claim resolved quickly. I would thoroughly recommend.” - D, Client

Dan Johnson

Dan has been a mortgage advisor for 8 years with experience in estate agency and new build. He is married with two children and a dog. He is a keen golfer and enjoy fishing.  He also loves Italy and weekend trips to his family cottage in Wales.

“Thanks Dan for making the remortgaging of my property simple and pleasurable, with your professional relaxed approach to the whole process. I would highly recommend if you are looking for a stress free experience.” - SW Client

Gavin Elmes

Gavin has been in the finance industry for over 30 years, having worked in the banking sector and more recently as a business finance broker. He brings a wealth of knowledge to the Barlow Irvin team and shares the view that excellent customer service underpins the continued success of the business. Gavin is our administrator and supports the client services manager and mortgage advisors in delivering a smooth and efficient process for our clients. Away from work, Gavin enjoys family time, is a Bolton Wanderers season ticket holder and enjoys playing football and table tennis.

“I was guided through thoroughly by Gavin and kept up to date. This made the process a lot easier and less stressful. I will definitely use them again in the future and would recommend them.” - CV Client

Lume Jashanica

Lume started her finance career with the Lloyds Banking Group back in 2011 where she gained her knowledge of the finance industry. Later she started mortgages where she specialised in both UK and Expats. After her qualification to become a mortgage advisor, Lume has worked with clients from all over the world including Australia, Hong Kong and USA. Lume is also mother and a keen photographer.

“It was pleasure working with Lume and I can confidently say that my experience has been nothing short of outstanding. From the very beginning, Lume demonstrated a deep understanding of the market and provided tailored advice that perfectly aligned with my investment goals. What impressed me most was her commitment to transparency and education. She took the time to explain complex concepts in a way that was easy to understand, ensuring I felt informed and confident in my decisions. Her proactive communication style kept me updated on market trends and opportunities, which I greatly appreciated. I highly recommend.” - MM Client

Chantelle

Chantelle has over 20 years’ experience in financial services, with a strong background in banking. She’s passionate about helping clients navigate the mortgage process with confident and care. Outside of work, Chantelle is a proud wife and mum of two. Her weekends are often spent at the football pitch or at the dance studio with her children. She loves catching up with friends and making memories on family holidays.

“Chantelle is so helpful and friendly! She helped us save money on our mortgage! Definitely recommend!” - ES Client