Barlow Irvin’s Protection Specialist, Jade Winstanley, is always here to help. This month Jade talks about the importance of reviewing your insurance policies.
This month I would like to talk to you about Insurance and the importance of reviewing your policies. With every other insurance policy, an annual review is undertaken at the renewal of the policy, so why not review your life insurance too? A number of our clients have had their policies for many years, and they haven’t been reviewed at all. A lot can happen over the years – just look at what has happened over the last two years!!!
Many providers have changed how they define Critical Illnesses and their procedures, some are now providing claims on diagnosis rather than having to wait for surgical procedures. A good example of this is prostate cancer; people diagnosed and do not require surgery, but claims are honoured and processed.
The providers like to review the cover, and not because they want to increase the premiums, but because they want to ensure that the cover is correct for your requirements.
Children can also be added onto policies at anytime and with some providers, they can be included at no extra cost. Jade is happy to review any policy and you don’t have to be an existing client. Not only will Jade ensure that the cover meets your individual needs but she’ll look to beat your current premium. What have you got to lose? Please give Jade a call on 01204 304814 or email her at jade@barlow-irvin.co.uk.