For many years, the “normal” entry point for first time buyers has been a 5% deposit. That’s still

Lower Cash Deposits – A Shift Away from the Traditional 5%?

Changing interest rates can have a significant impact on your mortgage, either immediately or further down the line

How Interest Rate Changes Impact Mortgages

There’s some positive news for buyers who are finding it hard to save a large deposit. Santander has

Santander launches new 98% mortgage helping buyers with smaller deposits

A long-standing client wanted to help her daughter move into a larger home, but the daughter’s income meant

Helping a Daughter Buy the Family Home Through a Gifted Equity Purchase

Today the Bank of England announced a 0.25% cut to the base rate, bringing it down to 3.75%

A little early Christmas present from the Bank of England

Whilst you’re planning to make a mortgage application, you need to understand how your past financial situation might

Will a Default Affect a Mortgage Application?